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Preventing Chargebacks
With the Holiday shopping season in full swing consumers are swiping their credit cards left and right, and even the most careful consumers are liable to lose a receipt or forget about a purchase. If...
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Warning Signs: Card-Present Fraud
There are many warning signs for criminal activity in regards to credit card fraud. Please note that these warning signs don’t necessarily mean that someone is committing a crime, they are simply...
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Protecting Your Identity Online
Protecting your personal data online is important, and yet sometimes hard to execute in a practical way. However, thanks to the aggregated data at a site called Spokeo, here is one step you can take to...
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Pay at the Table Technology and Evolve Systems
Pay at the Table Technology When was the last time you were out at a restaurant, either by yourself, with your family, or with a large group of friends? You enjoy a good meal, perhaps a few drinks, and...
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American Express Invests in PayFone
American Express and PayFone Fast Company reveals an interesting bit of news today: American Express has invested in PayFone, which will be used to power its mobile payment plan. Back in August 2010...
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Help your customer protect their credit cards this holiday shopping season...
Although the old stereotype of a thief sneaking up on an unsuspecting victim walking down the street at night is still very recognizable, criminals have found a new and more effective way to get their...
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Spam Emails = Phishing >> Spam Texts = Smishing – Protect Yourself
We are well aware of the on slot of unwanted junk emails called spam. Then came the emails trying to lure you in to an activity (response, sharing data, etc.) that ‘they’ could use against you or even...
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Are you storing sensitive merchant card data without knowing?
Every time you swipe a customer’s card vital unencrypted information is collected and stored in your POS (point of sale) system. Most merchants are harboring unencrypted credit card data and don’t even...
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Can someone really scan credit card info through your wallet or purse?
The US is behind in the implementation and acceptance of the EMV or RFID chip enhanced credit and debit cards. This newer technology will eventually replace the magnetic stripe technology now widely...
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Evolving from Magnetic to EMV Chip and PIN Card Technology
Making policy with the right information It’s difficult to watch the Congressional hearings and listen to the information they are discussing when a significant percentage of the data they are...
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Is Shopping Online Truly Safe?
Evolve Systems - As the holiday season approaches many of us will head to our computer instead of the mall to shop for gifts. The convenience of shopping online to avoid the holiday hassle simply...
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Excited about EMV? Here’s Why You Should Be
Evolve Systems - If you have a merchant account for your business and accept credit card payments we’ve got some exciting news. EMV and chip card technology will be the new standard throughout the...
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EMV Chip Cards: A Global Perspective
Evolve Systems - The discussion around EMV technology has been going on for several years. We posted our thoughts last year about the October 2015 deadline and the larger issue of server compromise....
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EMV and Liability Shift: What Every Merchant Needs To Know
Evolve Systems - The conversion to EMV chip or smart card technology is barreling down on the U.S. who is admittedly a bit behind the rest of the world. We touched on that in our last post on EMV and...
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EMV Chip Card Rollout: How Are We Doing?
Evolve Systems - Earlier this year we talked about the new EMV chip card technology along with the looming deadline of October 2015 when fraud liability will shift. Follow this link to read our post...
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Checking In On The Changing Ways To Check Out
Evolve Systems - It was not all that long ago when credit cards didn’t exist and cash was your only option at the register. Technology has dramatically changed the way we purchase goods and services....
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Where Will EMV Help The Most?
Evolve Systems - EMV chip technology is a hot topic these days with the October deadline just around the corner. At present, the U.S. is host to nearly half of the world’s credit card fraud. We...
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Managing Passwords: There’s An App For That
Evolve Systems - Passwords are part of our online digital world and probably won’t be going away anytime soon. The list of passwords we each use grows almost daily and keeping them secure is critical....
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EMV Chip Countdown: Do You Understand Your Risk?
Evolve Systems - As of today, merchants and retailers have about seven weeks to upgrade to the new EMV chip card readers for their POS systems. Major retailers such as Target and Walmart are leading...
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EMV Roundup: The Good, The Bad and The Deadline
Evolve Systems - It’s September, which means the deadline for the EMV liability shift is less than four weeks away. For the last nine months we’ve put significant focus on the topics of EMV technology,...
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